The NetSpend Card is a prepaid debit card. They guarantee your approval – there is no credit check or chexsystem verification. You will get free direct deposit; you can use this for paychecks, government checks, and even your tax return. It will give you access to your money up to 2 days faster!
It acts just like a checking account. You deposit money into your account and then use your card to make purchases.
Then funds are withdrawn from your account to pay for your purchases. There will never be any interest fees or overdraft fees.
They also give you a free savings account that earns a high 5% APR to encourage savings. And you get free online bill pay and free direct deposit. This will prevent you from ever having to pay for an expensive money order or check cashing fee, ever again.
And the recently launched a rewards program. This means you get points for all the purchases you make with your card. You can then use those points for free goods and services. Your being rewarded with free stuff for using your prepaid card. This is is a one of a kind program and we have yet to find another card that offers it.
- 100% Approval
- 5 % Interest Bearing Savings Account
- Universal Acceptance
- Access Cash at Over 1 Million Locations
- Free Direct Deposit
- Free Account Alerts (text msg. and e-mail)
- No Overdraft Fees
- Online Bill Pay
- Zero Liability for Unauthorized Purchases
- Free Account to Account Transfers
(great for teens and individuals on a fixed income)
- FDIC Insured
- 24/7 Account Access
- 3 Free Additional Prepaid Cards for Family Members
- No Minimum Balance
- No Annual Fee
- Social Security Number
- Address and Telephone Number
- Pay a One Time Fulfillment/Activation Fee ($9.95)
Yes, we do recommend the NetSpend Prepaid Card. We especially like the free savings account with a high 5% APR.
You can sign up for free alerts about your account activity. Additionally your money will be protected by Visa’s zero liability policy in case your card is ever lost or stolen.
It will be accepted everywhere Visa debit cards are accepted. It is issued in a black or silver design, you choose which you prefer during the prepaid card application process.
And by using free direct deposit you will never pay another check cashing fee again! There is no credit check or chexsytems check. You also are given a one of a kind rewards program for a prepaid card and will have the purchasing power of a Major Visa card in your pocket! And you will never pay an overdraft fee, interest rates, or overdraft fees!