The Western Union Prepaid Card is a reloadable debit card. It is issued by MetaBank and guarantees your approval.
There is no credit check or checking account required. The prepaid Western Union Card is created to help people without a checking account.
It will provide you with free direct deposit. You can use this for your paycheck, unemployment check, government check, benefits check … and using your direct deposit prepaid card, will give you with quicker access to your cash.
To sign up for direct deposit all you need to do is: print a form, fill out your name and information, and turn that form into your employer or person that issues you your paycheck’s.
It will typically take one or two pay periods, but then your check will be directly deposited into your account. This free service, will save you money on check cashing fees every month.
You can sign up for free text or e-mail alerts. And can also load cash on your card by visiting any of the 46,000 Western Union locations.
Where Can You Use the Western Union Debit Card?
The Western Union debit card is issued as real Visa or MasterCard. It will be accepted online and over the phone.
You can use it in retail stores and everywhere MasterCard and Visa is accepted. You can also use it to rent a car, buy airfare, buy gas at the pump…
Your money will be FDIC insured and your card will be covered by a $0 liability policy, this will ensure that if your card is ever lost or stolen your money is still protected.
You will be given online account access and you can sign up for free text and e-mail alerts. This will help you to conveniently keep up with your finances with your debit card online.
Western Union Prepaid Debit Card Fees
This card offers $0 monthly fees! No catch, no gimmick, no fine print! Every prepaid card we have seen charges you a monthly fee, except for this one.
You’re also not going to be charged any purchase transaction fees. The only fee you will have to pay is if you use an ATM. And you can avoid this by simply requesting cash back when you visit the grocery store because this is free.
You will never be charged an overdraft fee bounced check fee, any interest fees, or go into debt. And they give you free online activation.
It doesn’t matter if you have had a bank close your account for chexsystems because there is no checking account required!
Your guaranteed approval. It will provide you with the power of a major MasterCard and will be accepted online and over the phone.
Do We Suggest You Apply Western Union Card?
Yes, we do suggest the prepaid Western Union Gold card and also the Moneywise reloadable card by Western Union. There is no purchase fee, activation fee, no monthly fees, no interest fees, no bounced check fees, no overdraft fees…
It will give you free direct deposit and you’re guaranteed approval. This will provide you with the same buying power as everyone else with a credit card and without the debt or fees!